Pre-Qualify Calculator How much house can you afford? Determine the amount of loan you might qualify for by entering the information below: Gross Annual Income (salary plus bonus, interest, rental and dividend income) Monthly Debt Payments (car/student loan, credit cards, etc.) Cash Available for Down Payment and Closing Costs Property Tax Rate (1.5% = $1500/yr for 100K house) Home Insurance Rate (0.5% = $500/yr for 100K house) Interest Rate (%) Length of Loan (in years)